Life Insurance
- Mana cost
- {3}{W}{B}
- Type
- Enchantment
- Set
- New Capenna Commander #174 (rare)
- Price
- $1.68 USD
Extort (Whenever you cast a spell, you may pay {W/B}. If you do, each opponent loses 1 life and you gain that much life.)
Whenever a nontoken creature dies, you lose 1 life and create a Treasure token.
Life Insurance has 6 printings, first in New Capenna Commander (2022). EDHREC ranks it #6,009 among Commander cards. It appears most in Vihaan, Goldwaker decks (3,018 on EDHREC). 3 public decks on TCG run it. It has 4 official rulings.
Legality
- commander: legal
- legacy: legal
- vintage: legal
- pauper: not legal
- modern: not legal
- pioneer: not legal
- standard: not legal
- brawl: not legal
Public decks that run Life Insurance
- Miracle Worker - Duskmourn: House of Horror Commander, led by Aminatou, Veil Piercer
- Most Wanted - Outlaws of Thunder Junction Commander, led by Olivia, Opulent Outlaw
- Obscura Operation - New Capenna Commander, led by Kamiz, Obscura Oculus
Commanders that run Life Insurance most
Deck counts from EDHREC.
- Vihaan, Goldwaker: 3,018 decks
- Aminatou, Veil Piercer: 2,779 decks
- Olivia, Opulent Outlaw: 2,480 decks
- Teysa Karlov: 1,594 decks
- Sorin of House Markov // Sorin, Ravenous Neonate: 1,063 decks
- Astarion, the Decadent: 546 decks
- Niv-Mizzet, Ghost Counsel: 488 decks
- Carmen, Cruel Skymarcher: 457 decks
Often played with Life Insurance
Cards that show up in the same decks on EDHREC.
Rulings
- : You may pay {W/B} a maximum of one time for each extort triggered ability. You decide whether to pay when the ability resolves.
- : The extort ability resolves before the spell that caused it to trigger. The ability resolves even if that spell is countered.
- : The extort ability doesn't target any player.
- : The amount of life you gain from extort is based on the total amount of life lost, not necessarily the number of opponents you have. For example, if your opponent's life total can't change (perhaps because that player controls Platinum Emperion), you won't gain any life.